Catering Liability Insurance

In a 'where there's blame' world liability insurance is a must

Catering Liability Insurance is an Employers’ Liability and Public/Products Liability product for any caterers who don’t need to protect a catering trailer or van.


It provides protection should an employee or  a member of the public bring a claim against you for injury or property damage as a result of you business activities.
Typical trades would include baked potato ovens, buffet caterers, coffee rounds, farmers’ markets, hog roasts & barbecues or market stall caterers

Employers’ Liability is a legal requirement if you employ anyone but Public and Product Liability is vital. Read our guide to catering insurance to find out the differences between cover types.

Which cover do I need?

Not sure whether Catering Liability Insurance or Street Food Liability Insurance is right for you? just answer the questions in Get a Quote and we’ll work it all out for you.


Cover Details
    • Public and Products Liability £5 million (option to extend to £10 million)
    • Employers’ Liability £10 million
Additional Cover

 

These optional extras should be considered when purchasing your cover . Read our guide to catering insurance to find out more details about all the covers we provide.

      • Business Interruption – protects you against loss of income if you are unable to trade
      • Loss of business due to breakdown – this cover would help recompense you if you break down on the way to an event*
      • Stock cover – we automatically include stock cover up to £500 but you can add additonal cover up to £10,000
      • Deterioration of stock – allows you to replace your stock if you suffer a refrigeration breakdown
      • Contents – the contents of your trailer are automatically covered up to £500 but can also be increased to over £10,000
      • Electronic Equipment – mobile phones, laptops and electronic equipment up to £2,500
      • Money – if money goes missing during business, in transit or at your home this cover will recompense you in excess of £2,500
      • Loss of license – for traders who’s business involves alcohol where a license is key to their business
     

    Excess: Flexible excesses are available
    Payment: We accept Credit Card, Debit Card, Cheque and Bank Transfer
    Refunds and Cancellations: Details are in our Terms of Business

    * Terms and conditions apply

    Not sure this is right for you? Please give us a call for advice or browse our other covers…

    Catering Trailer Insurance | Street Food Liability | Mobile Catering Van Insurance

    Event Insurance

    Latest Tweets

    Essential Eats of Glastonbury 2019 Featuring our faves @burgerbeartom… 2 weeks ago

    RT : Ever wondered what it's like to work on a food truck? Looking for hands-on experience? are looking for… 2 weeks ago